When I got out on my own, I knew how to do some stuff (laundry, cooking) and knew how to balance my checkbook but I didn't know about budgets or all the ... opportunities, afforded by credit. I live comfortably enough now, but I expect that the sins of my 18-year-old self will still be lurking to annoy my 36-year-old self when I get there in a couple of years.

I'm not sure what resources are available, but there's got to be SOME way to teach kids how to handle credit. I can only wish that nobody else has to learn the credit lesson the same way I learned it.