I don't buy that at all. I've been in far more dire straights than Peg is (and if her home is in foreclosure, I'll take that back) and I dealt with it by doing the best I could. I didn't have a serious breach with reality (and find the suggestion insulting), and didn't worry to the point where I was concerned about how much I was worrying, nor about whether my choices were the best ones for someone else in some other circumstances.

Figure out the best thing, do it, and stand by your choices, and see what happens next. That's my advice.

K.